The company originates and sells self-originated single-family residential mortgage loans that comprise of adjustable rate mortgage (ARM) loans and hybrid ARM loans.
It also involves in prime and subprime loan origination, underwriting, funding, brokering, and secondary marketing, as well as provides title, settlement, and other mortgage related services.
MortgageIT Holdings is licensed to originate loans in the United States.
The company is based in New York City.

